Sweepstakes Scams Are a Form of Financial Elder Abuse

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Sweepstakes scams continue to rack up victims, despite warnings to the public. Often, senior citizens are the target of these types of scams. Thus, sweepstakes scams are a form of financial elder abuse. In a typical sweepstakes scam, a fraudster contacts an elderly victim and informs them that they have won lottery. The catch is that the elderly victim is then told that they must send in money in order to collect the sweepstakes prize. California financial elder abuse attorneys warn senior citizens not to fall victim to sweepstakes scams.

Recently, the Federal Trade Commission announced that it is putting an end to one large sweepstakes scam based in Ventura County. The defendant in the case owned three companies that allegedly mailed out more than 3.7 million letters to people in more than 156 countries. In this case, instead of asking for large sums of money from senior citizen victims, they asked for smaller sums of money. California financial elder abuse attorneys warn the public not to fall for sweepstakes scams no matter how much money the fraudsters ask for.

In this case, the senior citizen victims received personalized letters with official looking seals, stamps and bar codes. The seniors were told that they had won millions of dollars and could get the money by first sending in a small fee of $20-$30 within a limited period of time. According to the Federal Trade Commission, the scam has brought in more than $11 million dollars, mostly from senior citizens. California financial elder abuse attorneys say that senior citizens are often targeted for these kinds of mailings.

One of the letters that was mailed out as a part of this scam states that the victim has been chosen from a pool of 250,637 names. There is fine print on the back of the letter that states that consumers will actually only receive lists of sweepstakes they can enter instead of a cash prize. According to the Federal Trade Commission, the fine print does not clear the company of wrong doing because the claims are misleading and victims do not get what they are promised. Frequently, people do not see the fine print and send in the $20-$30 fee.

Sweepstakes scams such as this are widespread and one of the top five scams targeting consumers, according to the Federal Trade Commission. The fact that sweepstakes scams successfully target senior citizens makes them another form of financial elder abuse.

Evans Law Firm, Inc. handles elder abuse cases in California. If you think that you have witnessed or are the victim of elder abuse then, contact Evans Law Firm, Inc. at 41

California Victim of Financial Elder Abuse Says Bank Did Not Question Withdrawals

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A recent victim of financial elder abuse claims that Bank of America did not question transactions when she withdrew money. The senior citizen victim was allegedly scammed out of approximately $35,000. Police are searching for a black woman in her 40’s who disappeared with the money. California financial elder abuse attorneys warn seniors to be wary when people they do not know well as them to withdraw money from their accounts.

According to authorities in this case, the suspect told the senior citizen victim that the president of Bank of America had contacted her and told her that he need the victim to pull money out of the bank. The suspect promised the victim $572,000 in return for doing so. The victim then withdrew $12,000 from a Bank of America in Redlands, California, and another $23,000 from another Bank of America branch in San Bernadino, California. California financial elder abuse attorneys warn seniors that bank officials will not ask them to withdraw money from their accounts.

Bank of America officials say that there are security efforts in place to protect senior citizen customers from financial elder abuse. Bank of America has stated that bankers and tellers receive extensive training to identify banking transactions that are out of the ordinary. Bank of America officials also stated that they follow applicable state laws which may include contacting Adult Protective Services or local law enforcement. California financial elder abuse attorneys remind the public to be vigilant regarding financial elder abuse.

In this case, the suspect befriended the stranger in a grocery store parking lot. After the money was removed from the accounts, the suspect told the victim that the bank president wanted them to put the money in the victim’s trunk and return to the other Bank of America branch to fill out paperwork. The suspect then went to use the bathroom and disappeared with the money.

Evans Law Firm, Inc. handles elder abuse, financial elder abuse, physical elder abuse, annuity fraud, consumer fraud class actions, insurance and banking fraud cases. If you think that you have witnessed or are the victim of elder abuse, or financial fraud then contact Evans Law Firm, Inc. at 415-441-8669 for a free and confidential consultation, or email us at

A Market Data APIMaking an Interactive Financial Information Display Possible on Your Website

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Why do you need a market data API in order to display financial data on your website? An API is an Application Programming Interface, an essential part of the interactivity of Web 2.0. A programming interface is like a foreign language translator-It allows one computer operating on one system to talk to another computer operating on another system. Imagine how complex this can be when computer systems are communicating with market data. When you are providing financial information on your website for your visitors, APIs are necessary to display all but static, non-changing information.

Look for a market data solutions provider that can offer several different code-based APIs or SDKs (Software Development Kits) to ensure that you can connect with data feeds and tickers for real-time, delayed, end of day, and historical information. Having access to a .Net, Java, or COM/Win32 API will make this communication more easeful. APIs should have both a server side component as well as a client-side component.

Sample code should be provided with source code available for your tech team.

Consult with your tech team first to determine whether your system would most easily connect to a .NET, Java, or COM/Win32 API. Then find the market data solution firm that can provide the appropriate API for your system. If you need a .NET API to receive market data, make sure it is written in fully manageable C# code and built within a .NET 2.0 framework. If it is a Java API that you need, of course, make sure it is written in pure Java. No external native libraries will be needed. The Legacy COM/WIN32 API should be available from your market data solutions firm if your system requires this type of interface.

If this all sounds like a lot of mumbo jumbo to you, just make sure that the market data solutions company that you select offers complete code samples, documentation, and complete customized tech support, regardless of the market data API available. Broadcast feeds should come in a format that compresses and consolidates direct feeds from any exchange. Check to be certain that they offer financial data feeds in raw or original exchange format, utilizing HTTP transfer in XML, CSV, and FTP. And most importantly, make sure that the data you receive is the most timely, accurate data available. Your data solutions firm must provide reliable figures, with transactions, inserts, and corrections reported as they are reported by the exchanges. Visit BarchartMarketData.com, where you’ll find more information about each marketdata API available and how to get started on posting your own white-label financial data feed on your company’s website.

Colin Snider lives in New Orleans, Louisiana. He is a promoter for local venues, including concert venues and clubs, in the city. Football is his favorite sport and he is a hardcore Saints fan. He also enjoys trading and investing in the stock market and relies of end of day data to make financial decisions

Owning A Courier Franchise A Tough, But Rewarding Opportunity

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Many people would think that owning a courier franchise is a simple, easy way to make money. Unfortunately, it’s not quite that simple. It’s not simply a case of collecting, shipping and delivering a bunch of parcels. If you were the only employee, driving the only vehicle, and your route was only running between two or three small towns – maybe. Different vehicles, different drivers, different locations, and franchise standards makes for a very lucrative, but challenging opportunity
A courier franchise is a very profitable business opportunity. Buying into a solid, proven company, means that you access their market leverage. The group has a track record. The group is known for its services. The group covers a wide area, offering more possibilities to the customer. The group has been branded thoroughly over the years, saving you from having to do so. Being part of a group allows you to share in business generated by other branches, setting you up for a flying start.
You have to keep in mind that the group as a whole has established a standard you will have to adhere to. You will be expected, by both the group and the public, to perform in accordance to the existing track record. Remember that high standards in service delivery is part of the group’s marketing campaign, and a fortune is spent putting that message across. The perception was created to give them an edge in the market, but you as a franchise owner have to deliver on that promise in order to retain market leverage.
As the draw card for customer acquisition is service excellence, you will have to deliver on that promise, regardless of what could go wrong. The client pays to have a task executed, and you have to resolve any situations that may arise along the way. You have to be prepared to deal with vehicle breakdowns, delays in flight schedules, people getting sick, and drivers getting stuck in traffic.
The one advantage of being in such a demanding industry, is the high profitability. The fact that so many factors contribute to management stress, means that many people pass up on this opportunity, making it even more lucrative for those getting into it. The popularity of your courier franchise service is likely to grow, as more and more people opt for the time saving convenience it offers.
The ever increasing pace of business is bound to result in even more growth for the courier industry. And as a courier franchise service, you have to “outrun” the corporate world, and deliver documents before the next meeting. Businesses have come to depend on, and became accustomed to, the quick and timely delivery service. The expectations are high, but so are the rewards. Is it for you?

What Motivates the Typical Online Entrepreneur

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The typical online entrepreneur is a different species insofar as they generally work alone and within an industry that can be very stressful and demanding. Being your own boss is great however many are prone to second thoughts about this when they find that everything’ is their responsibility! Without physical, or often times, moral support, people working online have to reach deep within themselves for the strength or motivation to get the job done. Obviously those who succeed on the internet have mastered the ‘art form’ of learning how to motivate themselves! Learning how to get motivated however always has its roots in a very strong reason as to ‘why’ it is people are working online! It is the ‘why’ of every entrepreneur that ultimately keeps them moving forward!

Here are the 3 biggest ‘whys’ entrepreneurs use when learning how to motivate themselves in order to maintain the drive necessary to succeed on the internet.

Money

Always a big motivator, money is one of the most ‘popular’ reasons people market on the internet. Whether it is for need or perhaps to expand an already existent ‘offline’ business earning or increasing an income is a powerful and popular force for people to be working online.

Passion

Some people have taken advantage of the easy to use and inexpensive internet platform to pursue a personal passion. Whether it is a cause, hobby or perhaps a business idea, if it is fueled by passion there is little doubt that these people will lack motivation.

Lifestyle

Most internet businesses involve working online from home or actually anywhere one may choose and this is a very attractive option. In addition, the potential for earning a significant income is very real due to the access you have to a global audience, on a 24/7 basis no less! A lifestyle like this is hard to ignore and even harder to not strongly desire! Even working longer hours is not an issue since you can pick and choose where and when you work!

As we have spoken about here today the typical online entrepreneur must absolutely posses some strong motivations in order to be successful working online. Due to the ‘isolated’ nature of internet marketing, individuals must learn how to get motivated and stay that way without the help or support of others. For this reason their motivations need to be strong and lasting and 3 of the most common motivations people have for working online are reviewed above. As you can see any of these 3 factors that drive people to succeed on the internet are very strong. It is an absolute must however that the individual has the great ‘desire’ or ‘need’ first or they will not be able to sustain their efforts and achieve success.

The Ultimate Guide to Companies

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The Benefits of Air Conditioning Services

One who has an air conditioning unit, or a number of them, at home or at the office, might definitely love using these machines, knowing that they provide a lot of wonderful benefits. When these units break down, then, these people might feel a great deal of panic, especially if the weather has become unbearably warm with the approach of summer. One will be relieved to know, then, that he or she can hire the services of professionals who are skilled in the repair and the maintenance of air conditioning units. One who is able to find the best air conditioning services, then, will certainly be happy to know that through these services, he or she will certainly be able to reap a lot of advantages.

The first thing that people will be able to enjoy when they are able to find the best air conditioning services is the benefit of having their air conditioners repaired in a very short amount of time. If summer has arrived with all of its stifling uncomfortable heat and humidity, people might feel panicked when their air conditioning units break down and they are faced with sleepless nights or troubled, stressed out employees. The good news is that when these people are able to find the right ac repair services, they can be sure that the work will be done in almost no time, relieving their fears wonderfully.

Finding the best air conditioning services in your area is also of great benefit to you because when you do so, you can be sure that you can enjoy ac maintenance of great quality. People might know that, like all other appliances and gadgets, air conditioners are not created to last forever, and need some sort of maintenance to keep them going. If you want to extend the lifespan of your unit, then, you should definitely have it repaired by a professional, as small problems can be found and fixed before they grow bigger and more fatal to the whole unit.

When one finds the best air conditioning services, he or she will also be able to reap the great benefit of saving a lot of time and a lot of energy. One who does not have the right tools or the right training and experience should definitely not attempt to fix a unit, as it can lead to so much wasted time and even mistakes which might be costly.

Finding the best air conditioning services, then, is definitely something that you should do because when you do so, you can be sure that you will be able to gain many wonderful benefits.

An Unfading American Choice About Pizza Franchise Opportunities

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The pizza industry is just one of among the most lucrative business in the U.S.; with a consolidated earnings of over $40 billion this 2013. The sector additionally never looks to have a lack of customers, with an average of about 90 percent of all Americans enjoying pizza approximately once a month. No matter if you’re preparing to start a little something fresh or to capitalize on the popularity of a specified brand, terrific pizza franchise opportunities could be made better by grasping these quick tips:

Make Thorough Assessments. .

Capital is a significant matter when taking up a franchise business, and this incorporates the monetary resources and real estate important to sustain a business locally. When it comes to any food business, on the other hand, connectivity to ample materials of high-quality ingredients is equally as crucial, so you’ll ought to consider shipping and storage costs accordingly. Lastly, you’ll ought to look at the franchise area, local climate conditions, and market demographics to decide on the viability of the enterprise.

Do Your Homework.

Previous to consigning to any business judgment, analyze the several franchise prospects available so you can pick the best option. After all, it is certainly never a good idea to follow your intuition on its own; you also ought to make an enlightened and experimental examination of any business opportunity. Learn about the licensing terms and your fiscal responsibilities as a franchisee so you’ll know exactly what is anticipated of you.

For instance, you may be called for to invest in equipment and materials solely from the franchisor. If you might, talk with other franchisees and request their guidance. It also never hurts to check the franchise’s details against the Better Business Bureau (BBB) or the Small Business Administration (SBA).

Get Everything in Writing.

It may not be wise to choose a disclosure record or a contract proposal. Some franchise deals may also involve commitments that are not written in the contract. If a franchiser is hesitant to even put such words on paper, then that must give you reconsiderations.

Food is a basic necessity, and new franchise opportunities for pizza just about never have to deal with lowered demand. When entering into a likely prosperous business venture like this, nevertheless, it is always wise to tread with care. Browse through the SBA’s quick guideline for acquiring franchises at:. sba.gov/content/franchise-businesses

Looking On The Bright Side of Options

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Business Owners and the Challenges They Encounter

There are certain dilemmas that are quite common among different business owners; this article will give you an insight of what are these challenges.

It is not unusual for business owners who have low performance to have some control issues or problems in the managing aspect of their business. Some business owners say that they have a clear grasp of how their company works; it’s just that they need professionals that can help them attain stability in their company.

Here are some of the challenges that they faced:

The Consumers of Their Products/Services
You must bear in mind that failure to appease the clients of any company means minimal profit which will eventually lead to bankruptcy. If you want your business to be successful then you need to have a lots of clients because without them your company will not be able to generate income and finance all the business operations. It is a vital thing for you to make sure you are able to increase the number of clients you have for you company, this way everything will be smooth sailing.

If you want to achieve success in your endeavor then make sure you will not only provide great products and services but also an amazing customer service experience. Business is similar to a battlefield, you have competitors and in order to be ahead of them you need to devise plans that will attract more clients and increase your business sales.

Marketing Strategies
Not all business owners are effective marketing planners, if you are one of them then you might need professionals who can deal with your marketing campaigns or media by which you can promote your product.

You must bear in mind that the marketing should not just talk about your products; it should be engaging on the part of your clients and something that they can relate to. The good thing about asking the assistance of marketing experience is that you don’t have to worry on the marketing aspect of your business, you can focus on managing other facets of your business.

The Time Frame of Your Business Operations
There are lots of business owners who think that hours in a day is not enough to do all their business operations. It seems that they have a hard time managing all their tasks. If you want to have more time then you need to prioritize all your tasks.

This is where business consultants come in play, they play an important role in assisting the business owners on what to do as well as in the decision making.

Management of Business expenses
Whatever type of business you have it is an integral part for you to have a good allocation of the finances you have for your company otherwise improper allocation of funds will take place and problems will arise.

On Glasses: My Rationale Explained

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What To Look For In Designer Eyeglasses When you will be making considerations on all that would work great, you will find that if you do wear eyeglasses, it would be best always getting to ascertain that you do find the best, likewise, you will find that it would be better getting to make certain that they can be in the best conditions at all times, which will mean that, you will get to be assuaged and also that you will know of all that would end up working in your favour at all times. Therefore, when you get to do all this, you will find that you will have a better means through which you will ascertain that you will be assuaged, furthermore, you will find that you will get to know of all that you would need, thus getting to ascertain that you can know everything that would work in your favour at all times. Getting to wear designer eyeglasses gets to also be a type of fashion, which will mean that, you will be having glasses which will be able to communicate who you are or even what you would like to state, this will, therefore, necessitate for you to know of the available designers thus getting to make your choice, which will ascertain that you will find the best available or even that you will know of all that you would need.
News For This Month: Products
Likewise, when getting to make your purchase of the designer glasses, you will find that it will get to be a much better means of which you will know of all that would work best, meaning that, you will have a better means in which you will be assuaged and also which you will know of all that you would need, thus getting to make certain that you do find some value for your money.
5 Takeaways That I Learned About Eyeglasses
Eventually, you will find that it would be best also to consider the reputation of the designer, this is something which most people will always look at, it will mean that you can know of all that would be needed; furthermore, you will find that you will have a better means through which you can know of all that would work best, thus getting to ascertain that you will know of all that would be needed in the long run. When getting to do all this, you will find that it will be a much better means through which you will find that you will know of all that would work best, which will mean that, you will know of everything that would work in your favour and also that you will know of all that you would need at all times, thus getting to have great eyeglasses.

What Has Changed Recently With Products?

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The Most Important Facts That Need to be put into Consideration When It Comes to Buying Sunglasses or Designer Eyeglasses. Buyers of sunglasses and eyeglasses need to be very careful when they are purchasing the merchandise. Having or buying the correct eyeglasses will really give you a boost and change to your personality and looks which is a good thing, but when it comes to eyeglasses that do not match your looks and face, it really gives off an unbalanced look of your face when seen by other people in public places. It is important for people who buy sunglasses and eyeglasses to make them work and serve their purpose. It is important for people who purchase sunglasses and designer glasses to remember a few important aspects whenever they are going to purchase them. People must always be notified or aware of the latest fashion styles that are trending, the purposes of buying them and how they fit correctly, are the things that are being put into consideration when purchasing glasses online. Men and women are always purchasing sunglasses and designer eyeglasses all the time because they are into fashion all the time. There are lots of people today that are purchasing designer eyeglasses to have the looks of a sporty person. The reason why designer eyeglasses and sunglasses are becoming more and more important for people today is because of their lifestyle and fashion sense. People purchase one or more pair of eyeglasses so that they can wear them on separate or alternate events all the time. People who purchase eyeglasses usually have lots of different types of considerations that they think of before even purchasing them. People who purchase eyeglasses sometimes use them for stylish and sporty fashion, some just for basic fashion, some purchase them to help them with their vision problems and others purchase them to help them read. Depending on their needs, people buy eyeglasses for specific purposes like they want it to protect them from sunlight and of course, for sportswear. People should understand that vision correction eyeglasses are not the same as sportswear eyeglasses that is why you should first determine the specific purpose why you want to buy eyeglasses. The eyeglasses could actually give an absolute comfort to the people if it fits their faces. Making their problems with their visions worst would be possible when it comes to the ill fitted eyeglasses. Since online stores offer a lot of things to people, eyeglasses are also available online and the eyeglasses they offer would differ from the materials they used to make it. A very light eyeglass would be a lot better since it would be expected that it will bring you comfort. If ever you are confused in choosing the one that will fit your face, you must ask the one who is an expert about it and they are the opticians. .A Simple Plan: Eyeglasses

The Best Advice on Sunglasses I’ve found